Corporate Travel
Cobertura de salud para viajes de negocios
Una nueva marca construida sobre dos historias
Mientras avanzamos en este emocionante camino para unir nuestras dos antiguas marcas, Foyer Global Health y Globality Health, es posible que todavía encuentre documentos, imágenes u otros materiales que lleven los nombres anteriores.
Nuestros equipos están armonizando cuidadosamente cada detalle para garantizar que nuestra nueva marca, Global Health, refleje lo mejor de lo que cada una de las marcas anteriores representaba.
Así que, si ve un logotipo familiar o un documento más antiguo, tenga la tranquilidad de que:
• Forma parte del proceso de integración.
• Todos los servicios continúan completamente activos y sin cambios.
• Su experiencia y su confianza siguen siendo nuestra máxima prioridad.
Le agradecemos su paciencia mientras escribimos juntos este nuevo capítulo. La transición lleva tiempo y queremos hacerla de la mejor manera posible.
Explore nuestras mondalidades de producto
El resumen de coberturas está actualmente en inglés; estamos trabajando en su traducción lo antes posible. Gracias por su comprensión.
Corporate Travel
ESSENTIAL
Corporate Travel
CLASSIC
Corporate Travel
CARE
Corporate Travel
PLUS
Corporate Travel
PREMIUM
all benefits at one glance
Medical travel
ESSENTIAL – Medical travel :
CLASSIC – Medical travel :
CARE – Medical travel :
PLUS – Medical travel :
PREMIUM – Medical travel :
Domestic Travel Insurance
ESSENTIAL – Domestic Travel Insurance :
CLASSIC – Domestic Travel Insurance :
CARE – Domestic Travel Insurance :
PLUS – Domestic Travel Insurance :
PREMIUM – Domestic Travel Insurance :
Travel Delay Insurance
ESSENTIAL – Travel Delay Insurance :
CLASSIC – Travel Delay Insurance :
€ 1,500
CARE – Travel Delay Insurance :
€ 1,500
PLUS – Travel Delay Insurance :
€ 1,500
PREMIUM – Travel Delay Insurance :
€ 1,750
Personal Liability Insurance
ESSENTIAL – Personal Liability Insurance :
CLASSIC – Personal Liability Insurance :
€ 1,000,000
CARE – Personal Liability Insurance :
€ 1,500,000
PLUS – Personal Liability Insurance :
€ 2,000,000
PREMIUM – Personal Liability Insurance :
€ 2,500,000
Travel Cancellation and Curtailment Insurance
ESSENTIAL – Travel Cancellation and Curtailment Insurance :
CLASSIC – Travel Cancellation and Curtailment Insurance :
€ 2,500
CARE – Travel Cancellation and Curtailment Insurance :
€ 5,000
PLUS – Travel Cancellation and Curtailment Insurance :
€ 7,500
PREMIUM – Travel Cancellation and Curtailment Insurance :
€ 10,000
Replacement Employee Insurance
ESSENTIAL – Replacement Employee Insurance :
CLASSIC – Replacement Employee Insurance :
€ 1,000
CARE – Replacement Employee Insurance :
€ 1,000
PLUS – Replacement Employee Insurance :
€ 1,500
PREMIUM – Replacement Employee Insurance :
€ 1,500
Travel Accident (Death and Disability) Insurance
ESSENTIAL – Travel Accident (Death and Disability) Insurance :
CLASSIC – Travel Accident (Death and Disability) Insurance :
€ 50,000 Death,
€ 100,000 Disability
€ 100,000 Disability
CARE – Travel Accident (Death and Disability) Insurance :
€ 100,000 Death,
€ 200,000 Disability
€ 200,000 Disability
PLUS – Travel Accident (Death and Disability) Insurance :
€ 150,000 Death,
€ 300,000 Disability
€ 300,000 Disability
PREMIUM – Travel Accident (Death and Disability) Insurance :
€ 200,000 Death,
€ 400,000 Disability
€ 400,000 Disability
Luggage Loss and Delay Insurance
Including damage or loss of portable business equipment and document theft (travel documents and money).
ESSENTIAL – Luggage Loss and Delay Insurance :
CLASSIC – Luggage Loss and Delay Insurance :
€ 2,500
CARE – Luggage Loss and Delay Insurance :
€ 5,000
PLUS – Luggage Loss and Delay Insurance :
€ 7,500
PREMIUM – Luggage Loss and Delay Insurance :
€ 10,000
Included
Not included
Additional information
Corporate Travel
ESSENTIAL
all benefits at one glance
Medical travel
✓
Domestic Travel Insurance
✓
Travel Delay Insurance
Personal Liability Insurance
Travel Cancellation and Curtailment Insurance
Replacement Employee Insurance
Travel Accident (Death and Disability) Insurance
Luggage Loss and Delay Insurance
Including damage or loss of portable business equipment and document theft (travel documents and money).
The benefits in details
Corporate Travel
A. Medical Travel Insurance
Deductible / Co-Payment
– Deductible / Co-Payment :
€ 100 for each insured event
Inpatient treatment
– Inpatient treatment :
Outpatient treatment
– Outpatient treatment :
Drugs, medicines and bandages; pain-relieving dental treatments including basic dental fillings
– Drugs, medicines and bandages; pain-relieving dental treatments including basic dental fillings :
Combined limit up to € 1,000per person and per insured event
Repair of existing dentures and existing dental-prosthesis
– Repair of existing dentures and existing dental-prosthesis :
Pacemakers and prosthesis
if they become necessary for the first time during the trip
– Pacemakers and prosthesis :
if they are required to ensure that you can be transported
Aids which become necessary for the first time during the stay
– Aids which become necessary for the first time during the stay :
Chiropractor or alternative therapist
– Chiropractor or alternative therapist :
up to 10 visits and € 1,500 per person and per insurance year
Telephone costs to call our Emergency Hotline
– Telephone costs to call our Emergency Hotline :
€ 25per person and per insured event
Medical treatments for complications of existing pregnancy
– Medical treatments for complications of existing pregnancy :
Limited benefits: our benefits are limited to the maximum sums, periods or lump sums specified in the respective benefit or to other limits specified or require prior written approval.
Premature births up to and including the 36th week of pregnancy including medical treatment for newborn child
– Premature births up to and including the 36th week of pregnancy including medical treatment for newborn child :
Limited benefits: our benefits are limited to the maximum sums, periods or lump sums specified in the respective benefit or to other limits specified or require prior written approval.
Pregnancy during business trip
– Pregnancy during business trip :
Limited benefits: our benefits are limited to the maximum sums, periods or lump sums specified in the respective benefit or to other limits specified or require prior written approval.
Psychological treatment due to trauma
– Psychological treatment due to trauma :
Up to 10 sessions per insured event, up to a maxi- mum of € 1,500per person and per insured event
Hospital daily benefit
– Hospital daily benefit :
€ 100 per day, maximum 30 days from the start of the inpatient treatmentper person and per insured event
Accommodation to accompany a child during an inpatient treatment
– Accommodation to accompany a child during an inpatient treatment :
Return transport and ambulance service for in- and outpatient treatments
– Return transport and ambulance service for in- and outpatient treatments :
Repatriation or burial in case of death
– Repatriation or burial in case of death :
burial up to the amount of the repatriation costs
Advice on medical care and medicines
– Advice on medical care and medicines :
Help in case of hospitalization
– Help in case of hospitalization :
Longer care for under-age children or persons in need
– Longer care for under-age children or persons in need :
Search, rescue and recovery
– Search, rescue and recovery :
€25,000per person and per insured event
B. Domestic Travel Insurance
Deductible / Co-Payment
– Deductible / Co-Payment :
N.A.
Return transport of the patient and luggage
– Return transport of the patient and luggage :
Hospital daily benefit
– Hospital daily benefit :
€ 100 per day for a maximum of 30 daysper person and per insured event
Return of mortal remains and transfer of luggage
– Return of mortal remains and transfer of luggage :
C. Travel Delay Insurance
Deductible / Co-Payment
– Deductible / Co-Payment :
20% of the refundable amount, at least € 25 per person
Public transport is delayed. Additional cost for outbound and return travel
– Public transport is delayed. Additional cost for outbound and return travel :
€ 1,500per person and per insured event
Continued travel delay caused by public transport for appropriate expenses (meals and accommodation)
– Continued travel delay caused by public transport for appropriate expenses (meals and accommodation) :
€ 150per person and per insured event
D. Personal Liability Insurance
Deductible / Co-Payment
– Deductible / Co-Payment :
€ 150 per event in case of damage to property
Compensation personal liability
– Compensation personal liability :
Max. benefit limit of plan applies
E. Travel Cancellation and Curtailment Insurance
Deductible / Co-Payment
– Deductible / Co-Payment :
20% of the refundable amount, at least € 25 per person
Travel Cancellation
– Travel Cancellation :
Medical Cancellation Advisory Team Service
– Medical Cancellation Advisory Team Service :
Cancellation of business trip
– Cancellation of business trip :
Max. benefit limit of plan applies
Delay of starting the business trip
– Delay of starting the business trip :
Max. benefit limit of plan applies
Car breakdown or accident for unused services or additional cost
– Car breakdown or accident for unused services or additional cost :
€ 500per person and per insured event. Max. benefit limit of plan applies
Car breakdown or accident for a hire car
– Car breakdown or accident for a hire car :
€ 1,000per person and per insured event. Max. benefit limit of plan applies
Travel agency fees
– Travel agency fees :
€ 100per person and per insured event. Max. benefit limit of plan applies
Rebooking fees instead of cancellation
– Rebooking fees instead of cancellation :
Up to the maximum of cancellationper person and per insured event. Max. benefit limit of plan applies
Rebooking fees when local business partner is unavailable
– Rebooking fees when local business partner is unavailable :
€ 1,500per person and per insured event. Max. benefit limit of plan applies
Fees for issuance of visa
– Fees for issuance of visa :
Max. benefit limit of plan applies
Travel Curtailment
– Travel Curtailment :
Prorata travel price for unused services
– Prorata travel price for unused services :
Max. benefit limit of plan applies
Additional costs for return trip
– Additional costs for return trip :
Max. benefit limit of plan applies
Car breakdown or accident for unused services or additional cost
– Car breakdown or accident for unused services or additional cost :
€ 500per person and per insured event. Max. benefit limit of plan applies
Car breakdown or accident for hire car
– Car breakdown or accident for hire car :
€1,000per person and per insured event. Max. benefit limit of plan applies
Additional accommodation due to inpatient treatment
– Additional accommodation due to inpatient treatment :
€ 1,000per person and per insured event. Max. benefit limit of plan applies
Additional accommodation due to inpatient treatment
– Additional accommodation due to inpatient treatment :
€ 1,500per person and per insured event. Max. benefit limit of plan applies
Additional accommodation due to outpatient treatment
– Additional accommodation due to outpatient treatment :
€ 1,500Limited benefits: our benefits are limited to the maximum sums, periods or lump sums specified in the respective benefit or to other limits specified or require prior written approval.
Unused travel services in case of inpatient services
– Unused travel services in case of inpatient services :
Prorata travel prices which have not been usedper person and per insured event. Max. benefit limit of plan applies
Cost to reach the next destination
– Cost to reach the next destination :
Up to the value of travel services not used yetper person and per insured event. Max. benefit limit of plan applies
Unscheduled return trip due to fire or natural events
– Unscheduled return trip due to fire or natural events :
Max. benefit limit of plan applies
Extension of stay due to fire or natural event
– Extension of stay due to fire or natural event :
Max. benefit limit of plan applies
Delay by more than 12 hours due to strike or accident involving a means of transport
– Delay by more than 12 hours due to strike or accident involving a means of transport :
€ 1,500per person and per insured event. Max. benefit limit of plan applies
F. Replacement Employee Insurance
Deductible / Co-Payment
– Deductible / Co-Payment :
20% of the refundable amount, at least € 25 per person
Verified additional cost for rebooking unused ticket
– Verified additional cost for rebooking unused ticket :
Max. benefit limit of plan applies
Additional costs for ticket for outbound and/or return travel if the ticket cannot be used
– Additional costs for ticket for outbound and/or return travel if the ticket cannot be used :
Max. benefit limit of plan applies
Additional lodging costs for the replacement employee
– Additional lodging costs for the replacement employee :
Max. benefit limit of plan applies
Costs corresponding to the type and standard of the originally booked services
– Costs corresponding to the type and standard of the originally booked services :
Max. benefit limit of plan applies
G. Travel Accident (Death or Disability) Insurance
Deductible / Co-Payment
– Deductible / Co-Payment :
N.A.
Degrees of disability
– Degrees of disability :
Reference to table and insured sumper person and per insured event. Max. benefit limit of plan applies
Death
– Death :
Max. benefit limit of plan appliesper person and per insured event. Max. benefit limit of plan applies
Transitional benefit
– Transitional benefit :
10% of the sum insured in accordance with the degree of impairment applicable to disabilityper person and per insured event. Max. benefit limit of plan applies
Coma allowance
– Coma allowance :
€ 30 for each day for a maximum of 365 daysper person and per insured event. Max. benefit limit of plan applies
Cosmetic surgery
– Cosmetic surgery :
€ 20,000per person and per insured event. Max. benefit limit of plan applies
Costs of renovation of the workplace
– Costs of renovation of the workplace :
€ 15,000per person and per insured event. Max. benefit limit of plan applies
H. Luggage Loss and Delay Insurance
Deductible / Co-Payment
– Deductible / Co-Payment :
€ 100 for each insured event
Cash stolen
– Cash stolen :
€ 500per person and per insured event. Max. benefit limit of plan applies
Tickets stolen
– Tickets stolen :
Unused portion of the ticketMax. benefit limit of plan applies
Lost or destroyed article less than two years old
– Lost or destroyed article less than two years old :
new valueMax. benefit limit of plan applies
Lost or destroyed article more than two years old
– Lost or destroyed article more than two years old :
current valueMax. benefit limit of plan applies
Damaged article less than two years old for repair or decrease in value
– Damaged article less than two years old for repair or decrease in value :
new valueMax. benefit limit of plan applies
Damaged article more than two years old for repair or decrease in value
– Damaged article more than two years old for repair or decrease in value :
current valueMax. benefit limit of plan applies
Films, video, audio and data media
– Films, video, audio and data media :
material valueMax. benefit limit of plan applies
Official identity documents and visas
– Official identity documents and visas :
Official charges to obtain new documentsMax. benefit limit of plan applies
Luggage lost and delay (replacement purchase)
– Luggage lost and delay (replacement purchase) :
€ 1,000per person and per insured event. Max. benefit limit of plan applies
Included
Not included
Additional information
Corporate Travel
A. Medical Travel Insurance
Deductible / Co-Payment
€ 100 for each insured event
Inpatient treatment
✓
Outpatient treatment
✓
Drugs, medicines and bandages; pain-relieving dental treatments including basic dental fillings
Combined limit up to € 1,000 per person and per insured event
Repair of existing dentures and existing dental-prosthesis
✓
Pacemakers and prosthesis
if they become necessary for the first time during the trip
✓ if they are required to ensure that you can be transported
Aids which become necessary for the first time during the stay
✓
Chiropractor or alternative therapist
up to 10 visits and € 1,500 per person and per insurance year
Telephone costs to call our Emergency Hotline
€ 25 per person and per insured event
Medical treatments for complications of existing pregnancy
✓ Limited benefits: our benefits are limited to the maximum sums, periods or lump sums specified in the respective benefit or to other limits specified or require prior written approval.
Premature births up to and including the 36th week of pregnancy including medical treatment for newborn child
✓ Limited benefits: our benefits are limited to the maximum sums, periods or lump sums specified in the respective benefit or to other limits specified or require prior written approval.
Pregnancy during business trip
✓ Limited benefits: our benefits are limited to the maximum sums, periods or lump sums specified in the respective benefit or to other limits specified or require prior written approval.
Psychological treatment due to trauma
Up to 10 sessions per insured event, up to a maxi- mum of € 1,500 per person and per insured event
Hospital daily benefit
€ 100 per day, maximum 30 days from the start of the inpatient treatment per person and per insured event
Accommodation to accompany a child during an inpatient treatment
✓
Return transport and ambulance service for in- and outpatient treatments
✓
Repatriation or burial in case of death
✓ burial up to the amount of the repatriation costs
Advice on medical care and medicines
✓
Help in case of hospitalization
✓
Longer care for under-age children or persons in need
✓
Search, rescue and recovery
€25,000 per person and per insured event
B. Domestic Travel Insurance
Deductible / Co-Payment
N.A.
Return transport of the patient and luggage
✓
Hospital daily benefit
€ 100 per day for a maximum of 30 days per person and per insured event
Return of mortal remains and transfer of luggage
✓
C. Travel Delay Insurance
Deductible / Co-Payment
20% of the refundable amount, at least € 25 per person
Public transport is delayed. Additional cost for outbound and return travel
€ 1,500 per person and per insured event
Continued travel delay caused by public transport for appropriate expenses (meals and accommodation)
€ 150 per person and per insured event
D. Personal Liability Insurance
Deductible / Co-Payment
✓ € 150 per event in case of damage to property
Compensation personal liability
✓ Max. benefit limit of plan applies
E. Travel Cancellation and Curtailment Insurance
Deductible / Co-Payment
20% of the refundable amount, at least € 25 per person
Travel Cancellation
Medical Cancellation Advisory Team Service
✓
Cancellation of business trip
✓ Max. benefit limit of plan applies
Delay of starting the business trip
✓ Max. benefit limit of plan applies
Car breakdown or accident for unused services or additional cost
€ 500 per person and per insured event. Max. benefit limit of plan applies
Car breakdown or accident for a hire car
€ 1,000 per person and per insured event. Max. benefit limit of plan applies
Travel agency fees
€ 100 per person and per insured event. Max. benefit limit of plan applies
Rebooking fees instead of cancellation
Up to the maximum of cancellation per person and per insured event. Max. benefit limit of plan applies
Rebooking fees when local business partner is unavailable
€ 1,500 per person and per insured event. Max. benefit limit of plan applies
Fees for issuance of visa
✓ Max. benefit limit of plan applies
Travel Curtailment
Prorata travel price for unused services
✓ Max. benefit limit of plan applies
Additional costs for return trip
✓ Max. benefit limit of plan applies
Car breakdown or accident for unused services or additional cost
€ 500 per person and per insured event. Max. benefit limit of plan applies
Car breakdown or accident for hire car
€1,000 per person and per insured event. Max. benefit limit of plan applies
Additional accommodation due to inpatient treatment
€ 1,000 per person and per insured event. Max. benefit limit of plan applies
Additional accommodation due to inpatient treatment
€ 1,500 per person and per insured event. Max. benefit limit of plan applies
Additional accommodation due to outpatient treatment
€ 1,500 Limited benefits: our benefits are limited to the maximum sums, periods or lump sums specified in the respective benefit or to other limits specified or require prior written approval.
Unused travel services in case of inpatient services
Prorata travel prices which have not been used per person and per insured event. Max. benefit limit of plan applies
Cost to reach the next destination
Up to the value of travel services not used yet per person and per insured event. Max. benefit limit of plan applies
Unscheduled return trip due to fire or natural events
✓ Max. benefit limit of plan applies
Extension of stay due to fire or natural event
✓ Max. benefit limit of plan applies
Delay by more than 12 hours due to strike or accident involving a means of transport
€ 1,500 per person and per insured event. Max. benefit limit of plan applies
F. Replacement Employee Insurance
Deductible / Co-Payment
20% of the refundable amount, at least € 25 per person
Verified additional cost for rebooking unused ticket
✓ Max. benefit limit of plan applies
Additional costs for ticket for outbound and/or return travel if the ticket cannot be used
✓ Max. benefit limit of plan applies
Additional lodging costs for the replacement employee
✓ Max. benefit limit of plan applies
Costs corresponding to the type and standard of the originally booked services
✓ Max. benefit limit of plan applies
G. Travel Accident (Death or Disability) Insurance
Deductible / Co-Payment
N.A.
Degrees of disability
Reference to table and insured sum per person and per insured event. Max. benefit limit of plan applies
Death
Max. benefit limit of plan applies per person and per insured event. Max. benefit limit of plan applies
Transitional benefit
10% of the sum insured in accordance with the degree of impairment applicable to disability per person and per insured event. Max. benefit limit of plan applies
Coma allowance
€ 30 for each day for a maximum of 365 days per person and per insured event. Max. benefit limit of plan applies
Cosmetic surgery
€ 20,000 per person and per insured event. Max. benefit limit of plan applies
Costs of renovation of the workplace
€ 15,000 per person and per insured event. Max. benefit limit of plan applies
H. Luggage Loss and Delay Insurance
Deductible / Co-Payment
€ 100 for each insured event
Cash stolen
€ 500 per person and per insured event. Max. benefit limit of plan applies
Tickets stolen
Unused portion of the ticket Max. benefit limit of plan applies
Lost or destroyed article less than two years old
new value Max. benefit limit of plan applies
Lost or destroyed article more than two years old
current value Max. benefit limit of plan applies
Damaged article less than two years old for repair or decrease in value
new value Max. benefit limit of plan applies
Damaged article more than two years old for repair or decrease in value
current value Max. benefit limit of plan applies
Films, video, audio and data media
material value Max. benefit limit of plan applies
Official identity documents and visas
Official charges to obtain new documents Max. benefit limit of plan applies
Luggage lost and delay (replacement purchase)
€ 1,000 per person and per insured event. Max. benefit limit of plan applies
¿Tiene alguna pregunta?
Llámenos o escríbanos hoy mismo para hablar sobre sus necesidades de salud. Estaremos encantados de ayudarle a encontrar el plan más adecuado para usted o para sus empleados.
Llámenos:
+352 270 444 1002
Si desea presentar una solicitud, descargue este formulario y envíelo (EN) a continuación.
Descargas
Valoramos su confianza y queremos que tenga acceso fácil a toda la información importante de su seguro. Encuentre los documentos que necesita en nuestro Centro de Descargas.
Corporate Travel
Folleto (EN)
Corporate Travel
Términos y condiciones (EN)
Corporate Travel Claim Submission (EN)
Formulario de solicitud