EcoGenio®
Group health insurance for companies in Spain
Explore our range of benefits
For reference only. The General Conditions of Insurance remain the leading document.
Classic
Plus
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Benefits EcoGenio
Annual overall limit
€ 2,500,000 /
$ 3,250,000
$ 3,250,000
€ 8,000,000 /
$ 10,400,000
$ 10,400,000
unlimited
Inpatient treatment*
Accommodation in a private or semi-private room
Medical treatment
Nursing care by qualified nursing staff as directed by a doctor
Other ancillary costs
Inpatient surgery
Drugs and dressings
Therapies/physiotherapy, including massages
Therapeutic aids and appliances
Pregnancy & childbirth, services of a midwife or obstetric nurse (screenings excluded)
up to € 5,000 / $ 6,500
Complications of pregnancy and childbirth
Newborn care
Outpatient childbirth
Transport to the nearest suitable hospital
Bone marrow and organ transplants
Psychiatric treatment
Inpatient psychotherapy
Parent rooming-in during inpatient treatment of an underage child
Nursing care at home and domestic help
up to a period of 7 days
up to a period of 14 days
Nursing care at home after childbirth, instead of a hospital stay
up to a period of 5 days
if pre-approved
if pre-approved
up to a period of 5 days
if pre-approved
if pre-approved
Substitute cash plan benefit for inpatient treatment
€ 50 / $ 65
€ 100 / $ 130
per day
per day
Inpatient follow-up rehabilitation
Hospice
up to 7 weeks
Inpatient dental treatment
Emergency dental treatment
Outpatient treatment
Maximum outpatient limit
€ 10,000 / $ 13,000
Geo Area I:
€ 60,000 / $ 78,000
Geo Area II:
€ 30,000 / $ 39,000
€ 60,000 / $ 78,000
Geo Area II:
€ 30,000 / $ 39,000
Medical treatment
Max. outpatient limit applies
Max. outpatient limit applies
Outpatient surgery
Max. outpatient limit applies
Max. outpatient limit applies
Chemotherapy, oncological drugs and treatment (e.g. for cancer patients
Health checks for adults and children aged 2 years old and over
up to € 500*
/ $ 650
/ $ 650
up to € 1,000 / $ 1,300
Health checks for children aged under 2 years old
Max. outpatient limit applies
Vaccinations
up to € 250*
/ $ 325*
/ $ 325*
Maternity care and childbirth, services of a midwife or obstetric nurse
up to € 2,000*
/ $ 2,600*
/ $ 2,600*
Complications of pregnancy and childbirth
up to € 10,000*
/ $ 13,000*
/ $ 13,000*
Pre and post-natal classes
up to € 250 / $ 325
Hormone replacement therapy
up to € 500*
/ $ 650*
/ $ 650*
up to € 1,000 / $ 1,300
Acupuncture (needle technique), homeopathy, osteopathy and chiropractic, including drugs and dressings
up to € 500*
/ $ 650*
/ $ 650*
p to € 1,000 / $ 1,300
Speech therapy
Psychiatric treatment
Outpatient psychotherapy
Drugs and dressings
Max. outpatient limit applies
Max. outpatient limit applies
Therapies/physiotherapy, including massages
up to 10 sessions*
up to 20 sessions*
Therapeutic aids and appliances
up to € 2,000* / $ 2,600*
Wigs and prosthetic bras following cancer treatment
up to € 300* / $ 390*
up to € 300* / $ 390*
up to € 300* / $ 390*
Nutritional consultations
up to € 125* / $ 162.50*
up to € 250 / $ 325
Podiatry
up to € 100* / $ 130*
up to € 200 / $ 260
Vision aids
up to € 200 / $ 260
Hearing aids
up to € 500* / $ 650*
up to € 2,000 / $ 2,600
Transport to the nearest suitable doctor or hospital
Infertility treatment
Dental treatment
Maximum dental limit
€ 500 / $ 650
€ 2,000 / $ 2,600
€ 5,000 / $ 6,500
Screenings
100%*
up to 2 screenings per year
up to 2 screenings per year
100%*
up to 2 screenings per year
up to 2 screenings per year
100%*
up to 2 screenings per year
up to 2 screenings per year
Minor dental services
50%*
70%
up to € 1,000*
/ $ 1,300*
up to € 1,000*
/ $ 1,300*
90%
up to € 2,000*
/ $ 2,600*
up to € 2,000*
/ $ 2,600*
Dentures (for example, prostheses, bridges and crowns
70%*
90%*
Implants
70%*
90%*
Treatment related to analysis and therapy of dental function
70%*
90%*
Dental laboratory work and materials
70%*
90%*
Accidental dental treatment
Medical assistance
24-hour phone and e-mail service with experienced counsellors, own doctors and specialists
Medical evacuation and repatriation
Information on medical infrastructure (local medical care and names and addresses of multilingual doctors)
Support and information by our medical service (second opinion, monitoring of the course of the illness)
Assumption of costs guarantee (preparation for a stay in hospital)
Organizational support in case of bereavement, share of repatriation costs
up to € 2,500/ $ 3,250
up to € 5,000/ $ 6,500
up to € 10,000/ $ 13,000
Appropriate additional medical support (information on the nature, possible causes and possible treatment of an illness)
Online services
Additional assistance
Additional support
Organizing visits for a relative to the patient
up to € 1,500 / $ 1,950
up to € 3,000 / $ 3,900
Procurement and shipment of vital medication
Organizing return journey
up to € 2,000 / $ 2,600
up to € 2,000 / $ 2,600
Travel costs of insured members to be with a family member who is at peril of death or who has died
up to € 3,000 / $ 3,900
Travel costs for an accompanying person, in the event of repatriation of an insured person
up to € 1,500 / $ 1,950
up to € 3,000 / $ 3,900
Organizing return transport or care for the children
Organizing help in the event of legal difficulties
Telemedicine
Included
Not included
Additional information
Classic
Benefits EcoGenio
Annual overall limit
€ 2,500,000 /
$ 3,250,000
Inpatient treatment*
Accommodation in a private or semi-private room
✓
Medical treatment
✓
Nursing care by qualified nursing staff as directed by a doctor
✓
Other ancillary costs
✓
Inpatient surgery
✓
Drugs and dressings
✓
Therapies/physiotherapy, including massages
✓
Therapeutic aids and appliances
✓
Pregnancy & childbirth, services of a midwife or obstetric nurse (screenings excluded)
Complications of pregnancy and childbirth
Newborn care
Outpatient childbirth
Transport to the nearest suitable hospital
✓
Bone marrow and organ transplants
Psychiatric treatment
✓ ⓘ
Inpatient psychotherapy
Parent rooming-in during inpatient treatment of an underage child
Nursing care at home and domestic help
Nursing care at home after childbirth, instead of a hospital stay
Substitute cash plan benefit for inpatient treatment
Inpatient follow-up rehabilitation
Hospice
Inpatient dental treatment
Emergency dental treatment
✓
Outpatient treatment
Maximum outpatient limit
€ 10,000 / $ 13,000
Medical treatment
Max. outpatient limit applies
Outpatient surgery
Max. outpatient limit applies
Chemotherapy, oncological drugs and treatment (e.g. for cancer patients
✓
Health checks for adults and children aged 2 years old and over
Health checks for children aged under 2 years old
Vaccinations
Maternity care and childbirth, services of a midwife or obstetric nurse
Complications of pregnancy and childbirth
Pre and post-natal classes
Hormone replacement therapy
Acupuncture (needle technique), homeopathy, osteopathy and chiropractic, including drugs and dressings
Speech therapy
Psychiatric treatment
✓ ⓘ
Outpatient psychotherapy
Drugs and dressings
Max. outpatient limit applies
Therapies/physiotherapy, including massages
up to 10 sessions*
Therapeutic aids and appliances
Wigs and prosthetic bras following cancer treatment
up to € 300* / $ 390*
Nutritional consultations
Podiatry
Vision aids
Hearing aids
Transport to the nearest suitable doctor or hospital
✓
Infertility treatment
Dental treatment
Maximum dental limit
€ 500 / $ 650
Screenings
100%*
up to 2 screenings per year
Minor dental services
50%*
Dentures (for example, prostheses, bridges and crowns
Implants
Treatment related to analysis and therapy of dental function
Dental laboratory work and materials
Accidental dental treatment
✓
Medical assistance
24-hour phone and e-mail service with experienced counsellors, own doctors and specialists
✓
Medical evacuation and repatriation
✓
Information on medical infrastructure (local medical care and names and addresses of multilingual doctors)
✓
Support and information by our medical service (second opinion, monitoring of the course of the illness)
✓
Assumption of costs guarantee (preparation for a stay in hospital)
✓
Organizational support in case of bereavement, share of repatriation costs
up to € 2,500/ $ 3,250
Appropriate additional medical support (information on the nature, possible causes and possible treatment of an illness)
✓
Online services
✓
Additional assistance
Additional support
Organizing visits for a relative to the patient
Procurement and shipment of vital medication
Organizing return journey
✓
Travel costs of insured members to be with a family member who is at peril of death or who has died
Travel costs for an accompanying person, in the event of repatriation of an insured person
Organizing return transport or care for the children
Organizing help in the event of legal difficulties
Telemedicine
✓
Have a question?
Call or email us today to discuss your individual or group healthcare needs. We will be happy to help you find the plan that works best for you or your employees.
Give us a call:
+352 437 43 4245
You can also reach us by email. We will get back to you as soon as possible.
Terms and conditions
EcoGenio®
Brochure (ES)
EcoGenio®
General conditions (ES)