Feel safe with Expat Health Insurance

Get your coverage anytime, anywhere

Live globally. Stay protected everywhere.

Our international health insurance is designed for people who live, work, and thrive across borders.

What you get:
Global coverage, 24/7 medical assistance and trusted support
Free additional benefits such as telemedicine
Secured portal to manage your contract and claims

Join our community of like-minded citizens by requesting your free quote online.

A person stands on a narrow, rustic wooden pathway built along a cliffside overlooking the ocean. Below, waves crash against tall, steep rock formations covered in greenery. A sandy beach sits in a cove to the right. The person is wearing casual outdoor clothing and holds onto the bamboo railing while looking toward the dramatic coastal landscape.
A family of four standing together in a modern city street at sunset, with one parent pointing ahead, a child sitting on the other parent’s shoulders, and another child standing in front of them as a tram passes in the background.

Your Journey to better benefits starts here

Two people dancing barefoot in a bright room with terracotta tile flooring and large windows letting in natural light. The person on the left is wearing a long floral skirt and a loose white top, while the person on the right is dressed in light-colored pants and a brown shirt over a white t-shirt. The space is decorated with several green potted plants, creating a cozy and natural atmosphere.

Choose the health provider or hospital that feels right for you.

You are not limited to a network of partners: you are free to consult the doctor or hospital of your choice, anywhere in the world.

Benefit from 24/7 worldwide assistance service.

Wherever you are, our multilingual staff are ready to assist you with local expertise tailored to your location.

Evacuation and repatriation brings you to safety.

If urgent medical care isn’t available locally, we’ll ensure a safe return home so you can get the treatment you need.


Enjoy fast and simplified access to your contract.

Manage your contract and claims directly in your client portal in a fully digital experience.
BECOME A MEMBER

Tailored for globally mobile people like you

OUR PLANS

Apply to your Journey coverage today.

Apply to our health coverage in just a few clicks:

STEP-BY-STEP application GUIDE

Your application in clear steps

Because we put our members’ health first, we’ve designed our online application process to be simple, supportive and hassle‑free. In just a few easy steps, you can complete your application, upload the required documents directly through our portal, and get back to what matters most. We take care of the rest.

Get a quote & choose a plan

Answer a few quick questions. We’ll calculate your personalised quote and help you compare plans side by side so you can pick the one that fits your needs.

Apply to your plan

Submit your application directly online. It’s fast, secure, and only takes a few minutes. You can save it at any time to come back later.

We keep you posted

Your request is in good hands. Once your application is submitted, we’ll update you at every step so you always know where things stand.

Our different plans

Short

Core protection (3, 6 or 9 months) offering essential financial protection against emergency hospitalisations.

Basic

Full support for hospitalisation, with access to vital daily medical care in case of minor mishaps.

Extensive

Full inpatient and outpatient care, strong cover for major conditions (mental health and minor dental services).

Advanced

Comprehensive inpatient and outpatient care, dedicated benefits for mental health, wellbeing and maternity.

Premium

Top-tier hospital and everyday care, and higher benefits for your overall well-being, for complete peace of mind.

Journey

SHORT

Journey

BASIC

Journey

EXTENSIVE

Journey

ADVANCED

Journey

PREMIUM

Accommodation
Consultations
Hospital charges
Surgery and anaesthetics
Drugs and dressings
Physiotherapy and therapies
Therapeutic aids and appliances
Congenital conditions
€100,000
€100,000
€150,000
€200,000
Cancer treatment
Prophylactic mastectomy surgery
Dialysis
€1,000,000
€1,500,000
€2,000,000
Bone marrow, organ transplants
€150,000
€150,000
€250,000
Parent accommodation during inpatient Treatment of a minor child
Nursing care at home
30 days
60 days
90 days
Substitute Hospital Cash Plan Benefit
Follow-up rehabilitation
14 days
14 days
21 days
28 days
35 days
Hospice
5 weeks
7 weeks
9 weeks
Day care
Transport to the nearest hospital
Inpatient dental treatment
Emergency dental treatment
Max outpatient limit
€2,000
€2,000
€12,000
Unlimited
Unlimited
Consultations
80%
80%
Outpatient surgery
Cancer treatment
€10,000
Alternative medicine
€750
€2,500.00
€5,000.00
Speech therapy
20 sessions
Drugs and dressings
80%
80%
Over-the-counter drugs
€50
€75
€100
Physiotherapy
15 sessions
20 sessions
Therapies
10 sessions
Therapeutic aids and appliances
€1,000
€2,000
Wigs and prosthetic bras following Cancer Treatment
Podiatry
€100
€200
Transport to the nearest hospital
Infertility treatment
Inpatient Treatment
Psychiatric treatment
30 days
40 days
60 days
Inpatient psychotherapy
20 sessions

20 sessions

Outpatient Treatment
Psychiatric treatment
€1,000

€5,000

€10,000

Outpatient psychotherapy
10 sessions
20 sessions
Health checks
€250
€500
€1,000
Vaccinations
€500
Nutritional consultation
€400
Inpatient treatment
Maternity care
€5,000
€20,000
Complications (pregnancy and childbirth)
Nursing care at home
5 days
5 days
Newborn care
Outpatient Treatment
Maternity care
€5,000
€10,000
Complications (pregnancy and childbirth)
€5,000
Outpatient childbirth cash benefit
Vision aids
€300 every two years
€750 every two years
Dental Treatment
Max dental limit
€250
Minor dental services
Screenings
2 screenings
2 screenings
2 screenings
X-rays
Scale-and-polish cleaning
Treating oral mucosa and paradontium
Simple fillings
Surgery, extractions
Inclusion of an occlusal splint
Accidental dental treatment
Major dental services
Reimbursement
for the following
benefits up to
€2,000
Reimbursement
for the following
benefits up to
€5,000
Dentures
Implants
Orthodontic
Dental laboratory work
Treatment plan
24h phone and e-mail service with counsellors
Medical evacuation
Info on medical infrastructure
Guarantee of payment
Return of mortal remains
€2,500
€2,500
€5,000
€10,000
€25,000
Additional appropriate medical support (information on the nature, possible causes and possible Treatment of an illness)
Online services
Family visit
€1,500
€3,000
Return to country of residence
€1,500
€3,000
Delayed return trip
€1,000
€2,000
Getting hold of and shipping vital Medication
Return transport or care for children
Help for legal difficulties
Help with psychological problems possibly caused by the stay abroad
Telemedicine
Included
Not included
Additional information
Journey

SHORT

Inpatient treatment

Accommodation
Consultations
Hospital charges
Surgery and anaesthetics
Drugs and dressings
Physiotherapy and therapies
Therapeutic aids and appliances
Congenital conditions
Cancer treatment
Prophylactic mastectomy surgery
Dialysis
Bone marrow, organ transplants
Parent accommodation during inpatient Treatment of a minor child
Nursing care at home
Substitute Hospital Cash Plan Benefit
Follow-up rehabilitation
14 days
Hospice
Day care
Transport to the nearest hospital
Inpatient dental treatment
Emergency dental treatment

Outpatient treatment

Max outpatient limit
€2,000
Consultations
80%
Outpatient surgery
Cancer treatment
€10,000
Alternative medicine
Speech therapy
Drugs and dressings
80%
Over-the-counter drugs
Physiotherapy
Therapies
Therapeutic aids and appliances
Wigs and prosthetic bras following Cancer Treatment
Podiatry
Transport to the nearest hospital
Infertility treatment

Mental health and wellbeing

Inpatient Treatment
Psychiatric treatment
Inpatient psychotherapy
Outpatient Treatment
Psychiatric treatment
Outpatient psychotherapy
Health checks
Vaccinations
Nutritional consultation

Maternity

Inpatient treatment
Maternity care
Complications (pregnancy and childbirth)
Nursing care at home
Newborn care
Outpatient Treatment
Maternity care
Complications (pregnancy and childbirth)
Outpatient childbirth cash benefit

Vision and Dental

Vision aids
Dental Treatment
Max dental limit
Minor dental services
Screenings
X-rays
Scale-and-polish cleaning
Treating oral mucosa and paradontium
Simple fillings
Surgery, extractions
Inclusion of an occlusal splint
Accidental dental treatment
Major dental services
Dentures
Implants
Orthodontic
Dental laboratory work
Treatment plan

Medical Assistance

24h phone and e-mail service with counsellors
Medical evacuation
Info on medical infrastructure
Guarantee of payment
Return of mortal remains
€2,500
Additional appropriate medical support (information on the nature, possible causes and possible Treatment of an illness)
Online services

Additional Assistance

Family visit
Return to country of residence
Delayed return trip
Getting hold of and shipping vital Medication
Return transport or care for children
Help for legal difficulties
Help with psychological problems possibly caused by the stay abroad
Telemedicine
OUR TELEMEDiCINE SERVICES

Access to virtual care anytime

Online consultation

Get advice from a doctor 24/7/365 for your health concerns, through a planned video or a call back.

Second medical opinion

Global and reknowned experts review your diagnosis and ensure that you have the most appropriate recommandation and advice for your treatment.

Mental health coaching

Connect with an experienced coach and receive up to three sessions to help you overcome obstacles you might be facing.

Get Fit programme

Get a fully personalised programme that fits your exact goals and needs, by focusing on your diet and exercise.

The world is our playground.
Health insurance inspired by globally mobile lives.

We answered our members’ most frequently asked questions. Everyone’s journey is different, so if you don’t find your answer here, just reach out. We are here to guide you.

Have a question?

Call or email us today to discuss your individual healthcare needs. We will be happy to help you find the plan that works best for you and your beloved ones.

Give us a call:

+352 270 444 1002

You can also reach us by email. We will get back to you as soon as possible.

Downloads

We value your time by ensuring your insurance information is always within reach. Easily find the documents you need below.

Special conditions

Journey Short

Special Conditions

Download Journey Short (1004.1 KB)

Journey Basic to Premium

Special Conditions

Download Journey Basic to Premium (1.2 MB)

Journey

General Conditions

Download Journey (1011.4 KB)

Journey

Scope of benefits

Download Journey (677.8 KB)