International health insurance for Expats

International health insurance is medical coverage designed to protect anyone expatriating or living abroad. It offers you peace of mind in the event of unforeseen health problems during your expatriation: you can benefit from the best medical care without worrying about the costs involved.

Healthcare systems vary from country to country in terms of quality, coverage, costs and access to care. The healthcare services in the country to which you are planning to expatriate may be very different from those in your current country, with a marked difference between public and private healthcare services.

If you’re moving abroad for work purposes, your employer may be able to offer you suitable private medical cover. In any other situation, international health insurance will be essential to protect you and any family members who may accompany you. To find out more about our range of products, take a look at our different cover options.

International Health insurance, also referred to as International Private Medical Insurance, or IPMI, is intended for people who are going to live abroad for several months or years. If you plan an expatriation for over 3 months, then a worldwide health insurance is a must. It is meant for expats, students, globetrotters, families going abroad on a sabbatical, etc. In a nutshell, to anyone planning to live abroad for a mid to long-term duration.

Travel insurance are designed for short stay only, usually less than three months, and primarily for people going for a holiday, for sightseeing or visiting family and friends abroad. It is not suited for individuals or families who are planning to reside abroad for many months as the cover is usually far more limited.

The perks of an international health insurance are the flexibility and the convenience of having a comprehensive worldwide coverage. You can ask for a customized plan that will cover you in many different countries, so you can travel out of your new residence country without limit. You are not only covered for emergency, evacuation and repatriation, but also for regular check-ups and day-to-day medical expenses. For all these reasons, expat health insurance is the best solution for expats and their families.

With Global Health, you can choose between different levels of coverage at competitive pricing, depending on your specific needs. And for most of our plans, the coverage is unlimited: there is no annual limit, so no need to worry in case of serious illness or major issues.

As an expat, you have specific health needs since you are going to live abroad for a long period of time. You will need to be covered for both emergency situations and daily care. An international medical insurance gives you the guarantee that you will get quality private health care regardless of which country you move to and whatever local healthcare system is in place. You will be covered in your home country as well as in your country of expatriation. Believe us, an international health insurance is a must for every expat abroad!