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Health insurance for cross-border commuters

Whether in France or Switzerland, your health knows no borders.

The Swiss coverage that crosses borders, just like you

As a cross-border commuter, you can choose to receive medical treatment in Switzerland or France, or opt for a health insurance policy covering your country of residence.
Your membership with Helsana or the french social security ensures basic benefits, while EPION supplementary cover takes care of the rest.

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A busy street scene in front of Cornavin train station, featuring a large Swiss flag hanging above the entrance. People are walking in various directions, some holding phones or bags, with the historic stone building and glass canopy in the background under warm sunlight.
A group of people is gathered around a wooden table outdoors, holding cups and engaging in conversation. The setting overlooks a large body of water with a prominent fountain in the background, under warm evening sunlight. Glassware and cups are placed on the table, and string lights add a cozy touch to the scene.
SHARED BENEFITS

Our advantages for Swiss cross-border commuters

Discover the strengthened benefits on both sides of the border, for a comprehensive coverage wherever you receive treatment.

Coverage in France and Switzerland

Gain in convenience by being covered on both sides of the border, both in Switzerland and France.

Quality of hospital care

Get access to the highest quality and safety of hospital care in Switzerland.

Dental benefits

Get reimbursed for dental care up to €4,000

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OUR EPION PLANS

Your health plan according to your profile and social security system

EPION

TOTALCARE

ADAPTED TO LAMal
EPION TotalCare guarantees access to the very best treatments in France and Switzerland in the medical establishment of your choice.
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100% reimbursement in addition to statutory insurance benefits
Reimbursement limited to 80% without the intervention of the legal insurance

Inpatient treatment
Treatment in Switzerland and in your country of residence without financial limit and regardless of the duration of hospitalisation

Outpatient treatment

Dental treatment
EPION

FLEXCARE

Adapted to French Social Security
EPION FlexCare offers coverage for medical care in France and Switzerland with reimbursement of actual costs for hospitalisation under the general scheme and the flexibility to access a semi-private or private plan.
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100% reimbursement in addition to statutory insurance benefits
Reimbursement limited to 80% without the intervention of the legal insurance.
 
Inpatient treatment
100% reimbursement under the private scheme in France
100% reimbursement under the general scheme in Switzerland
100% reimbursement subject to an excess of €2,500 per hospitalisation in semi-private scheme in Switzerland
100% reimbursement subject to an excess of €5,000 per hospitalisation under the private scheme in Switzerland.

Outpatient treatment

Dental treatment
EPION

CARE

Social security / LAMal exclusively in France
EPION Care offers a free choice of medical providers in France with 100% reimbursement of actual costs after social security intervention.
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Inpatient treatment
100% reimbursement in France, regardless of whether or not the statutory insurance is involved.

Outpatient treatment

Dental treatment
ct plan

Emmanuelle

43 years old
1/4

Affiliated to LAMal, Emmanuelle wishes to be treated on both sides of the border. In the event of hospitalisation, she would like to be treated exclusively in France. The Epion TotalCare solution was therefore best suited to her requirements.

€461 / month
1/4
corporate travel coverage

Amar

28 years old
2/4

Amar is affiliated to the French social security system and intends to receive medical care exclusively in France. He benefits from the Epion Care plan.

€96 / month
2/4

Clément & Yasmine

39 and 35 years old
3/4

Clément is affiliated to LAMal and has subscribed to Epion TotalCare. He has added his wife Yasmine to the insurance policy, she is covered by Epion FlexCare. They are planning to expand their family in the near future and insure the child with Epion FlexCare.

€408 / month for the couple only
3/4
A couple with their daughter hugging in front of a mountain lake during their holiday time.

Julien, Agnes & Lea

42, 44 and 15 years old
4/4

Julien, affiliated to the CPAM, is covered by Epion TotalCare after taking out the insurance. It is important for him to be insured in France and Switzerland. His wife, Agnes, is covered by Epion Care, so is their daughter, Lea, who needs orthodontic treatment.

€461 / month for the family
4/4

A new brand built on two stories

As we move forward on an exciting journey to unite our two former brands, Foyer Global Health and Globality Health, you may still come across documents, visuals, or materials carrying the previous names.

Our teams are carefully harmonising every detail to ensure our new brand Global Health carries the best of what each former brand stood for.

So if you spot a familiar logo or an older document, rest assured:

It is part of the merge-in-progress.
All services remain fully active and unchanged.
Your experience and trust remain our top priority.

Thank you for your patience as we write this new chapter together. The transition takes time and we want to do it right.

A couple walking hand‑in‑hand along a lush green hillside trail, seen from behind. They wear casual hiking clothes and small backpacks as they head toward rolling mountains in the distance. Soft tall grass surrounds them and a winding path leads toward the horizon. The scene is bathed in warm golden‑hour light — long soft shadows, glowing highlights on the grass, warm tones on their skin and clothes, and a hazy golden sky. The atmosphere feels peaceful, romantic, and adventurous. High-resolution outdoor photography style.

Have a question?

Call or email us today to discuss your individual healthcare needs. We will be happy to help you find the plan that works best for you or your beloved ones.

Give us a call:

+352 437 43 4249

You can also reach us by email. We will get back to you as soon as possible.

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Downloads

We value your time by ensuring your insurance information is always within reach. Easily find the documents you need below.

EPION TOTALCARE

Special Conditions (FR)

Download EPION TOTALCARE (689.7 KB)

EPION FLEXCARE

Special Conditions (FR)

Download EPION FLEXCARE (684.9 KB)

EPION CARE

Special Conditions (FR)

Download EPION CARE (677 KB)