Journey

The health coverage made for global lives

Supporting international lifestyles with flexible health plans

From short stays to long-term relocations, Journey gives you full protection in your host country and wherever you go. Access quality healthcare worldwide, from emergency treatment to preventive and routine care. Professionals, families, digital nomads: our coverage offers the right health solution to all profiles and budgets.

Two people dancing barefoot in a bright room with terracotta tile flooring and large windows letting in natural light. The person on the left is wearing a long floral skirt and a loose white top, while the person on the right is dressed in light-colored pants and a brown shirt over a white t-shirt. The space is decorated with several green potted plants, creating a cozy and natural atmosphere.

Flexible and easy to understand

From entry-level protection to unlimited coverage, choose the best option for you. Keep control over the costs by adjusting deductibles and co-payments.

Global assistance network

Our decentralised network of experts covers all the different parts of the world, allowing local knowledge and expertise in multiple languages.

Free and unlimited digital services

Through your client portal and telemedicine app, manage your contract and claims easily, and access all your ecare services in one click.

Are you planning a move to Germany?

YouGenio® for Germany is our health insurance plan specifically designed for individuals relocating to Germany for work, study, or long-term stays.
YouGenio® for Germany offers two plan levels: Plus and Top. Both plans feature improved inpatient, outpatient, and dental care worldwide and offer various deductible options to ensure your insurance coverage matches your needs.

A small child is kissing his mum's cheek in winter time, in a christmas market located in the centre of a urban city in Germany.
Photo of the Siegessäule in the centre of the Großer Tiergarten in Berlin, there is traffic around the square and many trees line the avenue.

Journey

Choose from 5 levels of plans with different range of benefits and coverage limits. Opt for two geographical areas of cover: worldwide, or worldwide without USA – for extensive global protection for every trip. Find the Journey that matches your needs and feels like home, wherever you are.

Short

Core protection (3, 6 or 9 months) offering essential financial protection against emergency hospitalisations.

€500,000 annual limit
Emergency inpatient care
Basic outpatient care up to €2,000
x Dental care
x Mental health & Health checks
x Vision care
x Maternity

Basic

Full support for hospitalisation, with access to vital daily medical care in case of minor mishaps.

€1,500,000 annual limit
Key inpatient care
Basic outpatient care up to €2,000
x Dental care
x Mental health & Health checks
x Vision care
x Maternity

Extensive

Full inpatient and outpatient care, strong cover for major conditions (mental health and minor dental services).

€3,000,000 annual limit
Full inpatient care
Full outpatient care up to €12,000
Minor dental care only
x Mental health & Health checks
x Vision care
x Maternity

Advanced

Comprehensive inpatient and outpatient care, dedicated benefits for mental health, wellbeing and maternity.

Unlimited annual limit
Full inpatient care
Full outpatient care (without limit)
Minor and major dental care
Mental health & health checks
Vision care
Maternity

Premium

Top-tier hospital and everyday care, and higher benefits for your overall well-being, for complete peace of mind.

Unlimited annual limit
Full inpatient care
Full outpatient care (without limit)
Minor and major dental care
Mental health & health checks
Vision care
Maternity and infertility

Journey

SHORT

Journey

BASIC

Journey

EXTENSIVE

Journey

ADVANCED

Journey

PREMIUM

Accommodation
Consultations
Hospital charges
Surgery and anaesthetics
Drugs and dressings
Physiotherapy and therapies
Therapeutic aids and appliances
Congenital conditions
€100,000
€100,000
€150,000
€200,000
Cancer treatment
Dialysis
€1,000,000
€1,500,000
€2,000,000
Bone marrow, organ transplants
€150,000
€150,000
€250,000
Nursing care at home
30 days
60 days
90 days
Follow-up rehabilitation
14 days
14 days
21 days
28 days
35 days
Hospice
5 weeks
7 weeks
9 weeks
Day care
Transport to the nearest hospital
Max outpatient limit
€2,000
€2,000
€12,000
Unlimited
Unlimited
Consultations
80%
80%
Outpatient surgery
Cancer treatment
€10,000
Alternative medicine
€750
€2,500.00
€5,000.00
Speech therapy
20 sessions
Drugs and dressings
80%
80%
Over-the-counter drugs
€50
€75
€100
Physiotherapy
15 sessions
20 sessions
Therapies
10 sessions
Therapeutic aids and appliances
€1,000
€2,000
Podiatry
€100
€200
Transport to the nearest hospital
Infertility treatment
Inpatient Treatment
Psychiatric treatment
30 days
40 days
60 days
Inpatient psychotherapy
20 sessions

40 sessions

Outpatient Treatment
Psychiatric treatment
€1,000

€5,000

€10,000

Outpatient psychotherapy
10 sessions
20 sessions
Health checks
€250
€500
€1,000
Vaccinations
€500
Nutritional consultation
€400
Inpatient treatment
Maternity care
€5,000
€20,000
Complications (pregnancy and childbirth)
Nursing care at home
5 days
5 days
Newborn care
Outpatient Treatment
Maternity care
€5,000
€10,000
Complications (pregnancy and childbirth)
€5,000
Vision aids
€300 every two years
€750 every two years
Dental Treatment
Max dental limit
€250
Minor dental services
Screenings
2 screenings
2 screenings
2 screenings
X-rays
Scale-and-polish cleaning
Simple fillings
Surgery, extractions
Accidental dental treatment
Major dental services
Reimbursement
for the following
benefits up to
€2,000
Reimbursement
for the following
benefits up to
€5,000
Dentures
Implants
Orthodontic
Dental laboratory work
Treatment plan
24h phone and e-mail service with counsellors
Medical evacuation
Info on medical infrastructure
Guarantee of payment
Return of mortal remains
€2,500
€2,500
€5,000
€5,000
€5,000
Family visit
€1,500
€3,000
Return to country of residence
€1,500
€1,500
Delayed return trip
€1,000
€2,000
Return transport or care for children
Help for legal difficulties
Telemedicine
Included
Not included
Additional information
Journey

SHORT

Inpatient treatment

Accommodation
Consultations
Hospital charges
Surgery and anaesthetics
Drugs and dressings
Physiotherapy and therapies
Therapeutic aids and appliances
Congenital conditions
Cancer treatment
Dialysis
Bone marrow, organ transplants
Nursing care at home
Follow-up rehabilitation
14 days
Hospice
Day care
Transport to the nearest hospital

Outpatient treatment

Max outpatient limit
€2,000
Consultations
80%
Outpatient surgery
Cancer treatment
€10,000
Alternative medicine
Speech therapy
Drugs and dressings
80%
Over-the-counter drugs
Physiotherapy
Therapies
Therapeutic aids and appliances
Podiatry
Transport to the nearest hospital
Infertility treatment

Mental health and wellbeing

Inpatient Treatment
Psychiatric treatment
Inpatient psychotherapy
Outpatient Treatment
Psychiatric treatment
Outpatient psychotherapy
Health checks
Vaccinations
Nutritional consultation

Maternity

Inpatient treatment
Maternity care
Complications (pregnancy and childbirth)
Nursing care at home
Newborn care
Outpatient Treatment
Maternity care
Complications (pregnancy and childbirth)

Vision and Dental

Vision aids
Dental Treatment
Max dental limit
Minor dental services
Screenings
X-rays
Scale-and-polish cleaning
Simple fillings
Surgery, extractions
Accidental dental treatment
Major dental services
Dentures
Implants
Orthodontic
Dental laboratory work
Treatment plan

Medical Assistance

24h phone and e-mail service with counsellors
Medical evacuation
Info on medical infrastructure
Guarantee of payment
Return of mortal remains
€2,500

Additional Assistance

Family visit
Return to country of residence
Delayed return trip
Return transport or care for children
Help for legal difficulties
Telemedicine

A new brand built on two stories

As we move forward on an exciting journey to unite our two former brands, Foyer Global Health and Globality Health, you may still come across documents, visuals, or materials carrying the previous names.

Our teams are carefully harmonising every detail to ensure our new brand Global Health carries the best of what each former brand stood for.

So if you spot a familiar logo or an older document, rest assured:

It is part of the merge-in-progress.
All services remain fully active and unchanged.
Your experience and trust remain our top priority.

Thank you for your patience as we write this new chapter together. The transition takes time and we want to do it right.

A couple walking hand‑in‑hand along a lush green hillside trail, seen from behind. They wear casual hiking clothes and small backpacks as they head toward rolling mountains in the distance. Soft tall grass surrounds them and a winding path leads toward the horizon. The scene is bathed in warm golden‑hour light — long soft shadows, glowing highlights on the grass, warm tones on their skin and clothes, and a hazy golden sky. The atmosphere feels peaceful, romantic, and adventurous. High-resolution outdoor photography style.

Have a question?

Call or email us today to discuss your individual healthcare needs. We will be happy to help you find the plan that works best for you and your beloved ones.

Give us a call:

+352 270 444 1002

You can also reach us by email. We will get back to you as soon as possible.

Downloads

We value your time by ensuring your insurance information is always within reach. Easily find the documents you need below.

Special conditions

Journey Short

Special Conditions

Download Journey Short (1004.1 KB)

Journey Basic to Premium

Special Conditions

Download Journey Basic to Premium (1.2 MB)

Journey

General Conditions

Download Journey (1011.4 KB)