Journey
The health coverage made for global lives
Are you planning a move to Germany?
YouGenio® for Germany is our health insurance plan specifically designed for individuals relocating to Germany for work, study, or long-term stays.
YouGenio® for Germany offers two plan levels: Plus and Top. Both plans feature improved inpatient, outpatient, and dental care worldwide and offer various deductible options to ensure your insurance coverage matches your needs.
OUR BENEFITS
Your health support wherever you are
Choose your doctor
Visit the health provider that feels right for you. For minor issues, online consultation takes over.
24/7 worldwide assistance
Our multilingual teams assist you in your specific location, with a strong local expertise.
Evacuation and repatriation
For any urgent medical need without local treatment, we ensure you a safe return home.
Easy contract access
Manage your contract and claims directly in your client portal, in a fully digitalised experience.
Discover our coverage. Make it your Journey.
Choose from 5 levels of plans with different range of benefits and coverage limits. Opt for two geographical areas of cover: worldwide, or worldwide without USA – for extensive global protection for every trip. Find the Journey that matches your needs and feels like home, wherever you are.
Short
Core protection (3, 6 or 9 months) offering essential financial protection against emergency hospitalisations.
€ 500,000 annual limit
- Emergency inpatient care
- Basic outpatient care 80% up to €2,000
- Dental care
- Mental health & Health checks
- Vision care
- Maternity
Basic
Full support for hospitalisation, with access to vital daily medical care in case of minor mishaps.
€ 1,500,000 annual limit
- Key inpatient care
- Basic outpatient care 80% up to €2,000
- Dental care
- Mental health & Health checks
- Vision care
- Maternity
Extensive
Full inpatient and outpatient care, strong cover for major conditions (mental health and minor dental services).
€ 3,000,000 annual limit
- Full inpatient care
- Full outpatient care up to €12,000
- Minor dental care only
- Mental health & Health checks
- Vision care
- Maternity
Advanced
Comprehensive inpatient and outpatient care, dedicated benefits for mental health, wellbeing and maternity.
Unlimited annual limit
- Full inpatient care
- Full outpatient care
- Minor and major dental care
- Mental health & health checks
- Vision care
- Maternity
Premium
Top-tier hospital and everyday care, and higher benefits for your overall well-being, for complete peace of mind.
Unlimited annual limit
- Full inpatient care
- Full outpatient care
- Minor and major dental care
- Mental health & health checks
- Vision care
- Maternity and infertility
Journey
SHORT
Journey
BASIC
Journey
EXTENSIVE
Journey
ADVANCED
Journey
PREMIUM
Inpatient treatment
Accommodation
SHORT – Accommodation :
BASIC – Accommodation :
EXTENSIVE – Accommodation :
ADVANCED – Accommodation :
PREMIUM – Accommodation :
Consultations
SHORT – Consultations :
BASIC – Consultations :
EXTENSIVE – Consultations :
ADVANCED – Consultations :
PREMIUM – Consultations :
Hospital charges
SHORT – Hospital charges :
BASIC – Hospital charges :
EXTENSIVE – Hospital charges :
ADVANCED – Hospital charges :
PREMIUM – Hospital charges :
Surgery and anaesthetics
SHORT – Surgery and anaesthetics :
BASIC – Surgery and anaesthetics :
EXTENSIVE – Surgery and anaesthetics :
ADVANCED – Surgery and anaesthetics :
PREMIUM – Surgery and anaesthetics :
Drugs and dressings
SHORT – Drugs and dressings :
BASIC – Drugs and dressings :
EXTENSIVE – Drugs and dressings :
ADVANCED – Drugs and dressings :
PREMIUM – Drugs and dressings :
Physiotherapy and therapies
SHORT – Physiotherapy and therapies :
BASIC – Physiotherapy and therapies :
EXTENSIVE – Physiotherapy and therapies :
ADVANCED – Physiotherapy and therapies :
PREMIUM – Physiotherapy and therapies :
Therapeutic aids and appliances
SHORT – Therapeutic aids and appliances :
life-saving measure only
BASIC – Therapeutic aids and appliances :
life-saving measure only
EXTENSIVE – Therapeutic aids and appliances :
life-saving measure only
ADVANCED – Therapeutic aids and appliances :
life-saving measure + non life-saving aids up to € 2,000
PREMIUM – Therapeutic aids and appliances :
Congenital conditions
SHORT – Congenital conditions :
BASIC – Congenital conditions :
€100,000
per lifetime
per lifetime
EXTENSIVE – Congenital conditions :
€100,000
per lifetime
per lifetime
ADVANCED – Congenital conditions :
€150,000per lifetime
PREMIUM – Congenital conditions :
€200,000per lifetime
Cancer treatment
SHORT – Cancer treatment :
BASIC – Cancer treatment :
EXTENSIVE – Cancer treatment :
ADVANCED – Cancer treatment :
PREMIUM – Cancer treatment :
Prophylactic mastectomy surgery
SHORT – Prophylactic mastectomy surgery :
BASIC – Prophylactic mastectomy surgery :
EXTENSIVE – Prophylactic mastectomy surgery :
ADVANCED – Prophylactic mastectomy surgery :
PREMIUM – Prophylactic mastectomy surgery :
50% Up to EUR 10,000 / USD 13,000 / GBP 8,400 / CHF 9,300. Waiting period of 24 months
Dialysis
SHORT – Dialysis :
BASIC – Dialysis :
EXTENSIVE – Dialysis :
€1,000,000
per lifetime
per lifetime
ADVANCED – Dialysis :
€1,500,000
per lifetime
per lifetime
PREMIUM – Dialysis :
€2,000,000
per lifetime
per lifetime
Bone marrow, organ transplants
SHORT – Bone marrow, organ transplants :
BASIC – Bone marrow, organ transplants :
€150,000
per lifetime
per lifetime
EXTENSIVE – Bone marrow, organ transplants :
€150,000
per lifetime
per lifetime
ADVANCED – Bone marrow, organ transplants :
€250,000
per lifetime
per lifetime
PREMIUM – Bone marrow, organ transplants :
Parent accommodation during inpatient Treatment of a minor child
SHORT – Parent accommodation during inpatient Treatment of a minor child :
BASIC – Parent accommodation during inpatient Treatment of a minor child :
EXTENSIVE – Parent accommodation during inpatient Treatment of a minor child :
ADVANCED – Parent accommodation during inpatient Treatment of a minor child :
PREMIUM – Parent accommodation during inpatient Treatment of a minor child :
Nursing care at home
SHORT – Nursing care at home :
BASIC – Nursing care at home :
EXTENSIVE – Nursing care at home :
30 days
ADVANCED – Nursing care at home :
60 days
PREMIUM – Nursing care at home :
90 days
Substitute Hospital Cash Plan Benefit
SHORT – Substitute Hospital Cash Plan Benefit :
BASIC – Substitute Hospital Cash Plan Benefit :
EUR 50 / USD 65 / GBP 42 / CHF 46.50 per day
EXTENSIVE – Substitute Hospital Cash Plan Benefit :
EUR 75 / USD 97.50 / GBP 63 / CHF 69.75 per day
ADVANCED – Substitute Hospital Cash Plan Benefit :
EUR 150 / USD 195 / GBP 126 / CHF 139.50 per day
PREMIUM – Substitute Hospital Cash Plan Benefit :
EUR 200 / USD 260 / GBP 168 / CHF 186 per day
Follow-up rehabilitation
SHORT – Follow-up rehabilitation :
14 days
after written pre-approval
after written pre-approval
BASIC – Follow-up rehabilitation :
14 days
after written pre-approval
after written pre-approval
EXTENSIVE – Follow-up rehabilitation :
21 days
after written pre-approval
after written pre-approval
ADVANCED – Follow-up rehabilitation :
28 days
after written pre-approval
after written pre-approval
PREMIUM – Follow-up rehabilitation :
35 days
after written pre-approval
after written pre-approval
Hospice
SHORT – Hospice :
BASIC – Hospice :
EXTENSIVE – Hospice :
5 weeks
ADVANCED – Hospice :
7 weeks
PREMIUM – Hospice :
9 weeks
Day care
SHORT – Day care :
BASIC – Day care :
EXTENSIVE – Day care :
ADVANCED – Day care :
PREMIUM – Day care :
Transport to the nearest hospital
SHORT – Transport to the nearest hospital :
BASIC – Transport to the nearest hospital :
EXTENSIVE – Transport to the nearest hospital :
ADVANCED – Transport to the nearest hospital :
PREMIUM – Transport to the nearest hospital :
Inpatient dental treatment
SHORT – Inpatient dental treatment :
BASIC – Inpatient dental treatment :
EXTENSIVE – Inpatient dental treatment :
ADVANCED – Inpatient dental treatment :
PREMIUM – Inpatient dental treatment :
Emergency dental treatment
SHORT – Emergency dental treatment :
BASIC – Emergency dental treatment :
EXTENSIVE – Emergency dental treatment :
ADVANCED – Emergency dental treatment :
PREMIUM – Emergency dental treatment :
Outpatient treatment
Max outpatient limit
SHORT – Max outpatient limit :
€2,000
BASIC – Max outpatient limit :
€2,000
EXTENSIVE – Max outpatient limit :
€12,000
ADVANCED – Max outpatient limit :
Unlimited
PREMIUM – Max outpatient limit :
Unlimited
Consultations
SHORT – Consultations :
80%
max. outpatient limit applies
max. outpatient limit applies
BASIC – Consultations :
80%
max. outpatient limit applies
max. outpatient limit applies
EXTENSIVE – Consultations :
max. outpatient limit applies
ADVANCED – Consultations :
PREMIUM – Consultations :
Outpatient surgery
SHORT – Outpatient surgery :
BASIC – Outpatient surgery :
EXTENSIVE – Outpatient surgery :
max. outpatient limit applies
ADVANCED – Outpatient surgery :
PREMIUM – Outpatient surgery :
Cancer treatment
SHORT – Cancer treatment :
€10,000
BASIC – Cancer treatment :
EXTENSIVE – Cancer treatment :
ADVANCED – Cancer treatment :
PREMIUM – Cancer treatment :
Alternative medicine
SHORT – Alternative medicine :
BASIC – Alternative medicine :
EXTENSIVE – Alternative medicine :
€750
max. outpatient limit applies
max. outpatient limit applies
ADVANCED – Alternative medicine :
€2,500.00
max. outpatient limit applies
max. outpatient limit applies
PREMIUM – Alternative medicine :
€5,000.00
max. outpatient limit applies
max. outpatient limit applies
Speech therapy
SHORT – Speech therapy :
BASIC – Speech therapy :
EXTENSIVE – Speech therapy :
ADVANCED – Speech therapy :
20 sessions
PREMIUM – Speech therapy :
Drugs and dressings
SHORT – Drugs and dressings :
80%
max. outpatient limit applies
max. outpatient limit applies
BASIC – Drugs and dressings :
80%
max. outpatient limit applies
max. outpatient limit applies
EXTENSIVE – Drugs and dressings :
Max. outpatient limit applies
ADVANCED – Drugs and dressings :
PREMIUM – Drugs and dressings :
Over-the-counter drugs
SHORT – Over-the-counter drugs :
BASIC – Over-the-counter drugs :
EXTENSIVE – Over-the-counter drugs :
€50
max. outpatient limit applies
max. outpatient limit applies
ADVANCED – Over-the-counter drugs :
€75
PREMIUM – Over-the-counter drugs :
€100
Physiotherapy
SHORT – Physiotherapy :
BASIC – Physiotherapy :
EXTENSIVE – Physiotherapy :
15 sessions
max. outpatient limit applies
max. outpatient limit applies
ADVANCED – Physiotherapy :
20 sessions
PREMIUM – Physiotherapy :
Therapies
SHORT – Therapies :
BASIC – Therapies :
EXTENSIVE – Therapies :
ADVANCED – Therapies :
10 sessions
PREMIUM – Therapies :
Therapeutic aids and appliances
SHORT – Therapeutic aids and appliances :
BASIC – Therapeutic aids and appliances :
EXTENSIVE – Therapeutic aids and appliances :
€1,000
max. outpatient limit applies
max. outpatient limit applies
ADVANCED – Therapeutic aids and appliances :
€2,000
PREMIUM – Therapeutic aids and appliances :
Wigs and prosthetic bras following Cancer Treatment
SHORT – Wigs and prosthetic bras following Cancer Treatment :
BASIC – Wigs and prosthetic bras following Cancer Treatment :
EXTENSIVE – Wigs and prosthetic bras following Cancer Treatment :
Up to EUR 300* / USD 390* / GBP 252* / CHF 279*
ADVANCED – Wigs and prosthetic bras following Cancer Treatment :
Up to EUR 300 / USD 390 / GBP 252 / CHF 279
PREMIUM – Wigs and prosthetic bras following Cancer Treatment :
Up to EUR 500 / USD 650 / GBP 420 / CHF 465
Podiatry
SHORT – Podiatry :
BASIC – Podiatry :
EXTENSIVE – Podiatry :
ADVANCED – Podiatry :
€100
PREMIUM – Podiatry :
€200
Transport to the nearest hospital
SHORT – Transport to the nearest hospital :
BASIC – Transport to the nearest hospital :
EXTENSIVE – Transport to the nearest hospital :
ADVANCED – Transport to the nearest hospital :
PREMIUM – Transport to the nearest hospital :
Infertility treatment
SHORT – Infertility treatment :
BASIC – Infertility treatment :
EXTENSIVE – Infertility treatment :
ADVANCED – Infertility treatment :
PREMIUM – Infertility treatment :
50%, up to €10,000 and 24 months waiting period
Mental health and wellbeing
Inpatient Treatment
SHORT – Inpatient Treatment :
BASIC – Inpatient Treatment :
EXTENSIVE – Inpatient Treatment :
ADVANCED – Inpatient Treatment :
PREMIUM – Inpatient Treatment :
Psychiatric treatment
SHORT – Psychiatric treatment :
BASIC – Psychiatric treatment :
EXTENSIVE – Psychiatric treatment :
30 days
ADVANCED – Psychiatric treatment :
40 days
PREMIUM – Psychiatric treatment :
60 days
Inpatient psychotherapy
SHORT – Inpatient psychotherapy :
BASIC – Inpatient psychotherapy :
EXTENSIVE – Inpatient psychotherapy :
ADVANCED – Inpatient psychotherapy :
20 sessions
PREMIUM – Inpatient psychotherapy :
20 sessions
Outpatient Treatment
SHORT – Outpatient Treatment :
BASIC – Outpatient Treatment :
EXTENSIVE – Outpatient Treatment :
ADVANCED – Outpatient Treatment :
PREMIUM – Outpatient Treatment :
Psychiatric treatment
SHORT – Psychiatric treatment :
BASIC – Psychiatric treatment :
EXTENSIVE – Psychiatric treatment :
€1,000
ADVANCED – Psychiatric treatment :
€5,000
PREMIUM – Psychiatric treatment :
€10,000
Outpatient psychotherapy
SHORT – Outpatient psychotherapy :
BASIC – Outpatient psychotherapy :
EXTENSIVE – Outpatient psychotherapy :
ADVANCED – Outpatient psychotherapy :
10 sessions
PREMIUM – Outpatient psychotherapy :
20 sessions
Health checks
SHORT – Health checks :
BASIC – Health checks :
EXTENSIVE – Health checks :
€250
ADVANCED – Health checks :
€500
PREMIUM – Health checks :
€1,000
Vaccinations
SHORT – Vaccinations :
BASIC – Vaccinations :
EXTENSIVE – Vaccinations :
ADVANCED – Vaccinations :
€500
PREMIUM – Vaccinations :
Nutritional consultation
SHORT – Nutritional consultation :
BASIC – Nutritional consultation :
EXTENSIVE – Nutritional consultation :
ADVANCED – Nutritional consultation :
PREMIUM – Nutritional consultation :
€400
Maternity
Inpatient treatment
SHORT – Inpatient treatment :
BASIC – Inpatient treatment :
EXTENSIVE – Inpatient treatment :
ADVANCED – Inpatient treatment :
PREMIUM – Inpatient treatment :
Maternity care
SHORT – Maternity care :
BASIC – Maternity care :
EXTENSIVE – Maternity care :
ADVANCED – Maternity care :
€5,000
PREMIUM – Maternity care :
€20,000
Complications (pregnancy and childbirth)
SHORT – Complications (pregnancy and childbirth) :
BASIC – Complications (pregnancy and childbirth) :
EXTENSIVE – Complications (pregnancy and childbirth) :
ADVANCED – Complications (pregnancy and childbirth) :
PREMIUM – Complications (pregnancy and childbirth) :
Nursing care at home
SHORT – Nursing care at home :
BASIC – Nursing care at home :
EXTENSIVE – Nursing care at home :
ADVANCED – Nursing care at home :
5 days
PREMIUM – Nursing care at home :
5 days
Newborn care
SHORT – Newborn care :
BASIC – Newborn care :
EXTENSIVE – Newborn care :
ADVANCED – Newborn care :
PREMIUM – Newborn care :
Outpatient Treatment
SHORT – Outpatient Treatment :
BASIC – Outpatient Treatment :
EXTENSIVE – Outpatient Treatment :
ADVANCED – Outpatient Treatment :
PREMIUM – Outpatient Treatment :
Maternity care
SHORT – Maternity care :
BASIC – Maternity care :
EXTENSIVE – Maternity care :
ADVANCED – Maternity care :
€5,000
PREMIUM – Maternity care :
€10,000
Complications (pregnancy and childbirth)
SHORT – Complications (pregnancy and childbirth) :
BASIC – Complications (pregnancy and childbirth) :
EXTENSIVE – Complications (pregnancy and childbirth) :
ADVANCED – Complications (pregnancy and childbirth) :
€5,000
PREMIUM – Complications (pregnancy and childbirth) :
Outpatient childbirth cash benefit
SHORT – Outpatient childbirth cash benefit :
BASIC – Outpatient childbirth cash benefit :
EXTENSIVE – Outpatient childbirth cash benefit :
ADVANCED – Outpatient childbirth cash benefit :
Lump sum of EUR 250 / USD 325 / GBP 210 / CHF 232.50 per newborn baby without proof of costs on presentation of the birth certificate
PREMIUM – Outpatient childbirth cash benefit :
Lump sum of EUR 500 / USD 650 / GBP 420 / CHF 465 per newborn baby without proof of costs on presentation of the birth certificate
Vision and Dental
Vision aids
SHORT – Vision aids :
BASIC – Vision aids :
EXTENSIVE – Vision aids :
ADVANCED – Vision aids :
€300 every two years
PREMIUM – Vision aids :
€750 every two years
Max dental limit
SHORT – Max dental limit :
BASIC – Max dental limit :
EXTENSIVE – Max dental limit :
€250
ADVANCED – Max dental limit :
PREMIUM – Max dental limit :
Screenings
SHORT – Screenings :
BASIC – Screenings :
EXTENSIVE – Screenings :
2 screenings
max. dental limit applies
max. dental limit applies
ADVANCED – Screenings :
2 screenings
max. dental limit applies
max. dental limit applies
PREMIUM – Screenings :
2 screenings
max. dental limit applies
max. dental limit applies
X-rays
SHORT – X-rays :
BASIC – X-rays :
EXTENSIVE – X-rays :
max. dental limit applies
ADVANCED – X-rays :
PREMIUM – X-rays :
Scale-and-polish cleaning
SHORT – Scale-and-polish cleaning :
BASIC – Scale-and-polish cleaning :
EXTENSIVE – Scale-and-polish cleaning :
max. dental limit applies
ADVANCED – Scale-and-polish cleaning :
PREMIUM – Scale-and-polish cleaning :
Treating oral mucosa and paradontium
SHORT – Treating oral mucosa and paradontium :
BASIC – Treating oral mucosa and paradontium :
EXTENSIVE – Treating oral mucosa and paradontium :
Max. dental limit applies
ADVANCED – Treating oral mucosa and paradontium :
PREMIUM – Treating oral mucosa and paradontium :
Simple fillings
SHORT – Simple fillings :
BASIC – Simple fillings :
EXTENSIVE – Simple fillings :
max. dental limit applies
ADVANCED – Simple fillings :
PREMIUM – Simple fillings :
Surgery, extractions
SHORT – Surgery, extractions :
BASIC – Surgery, extractions :
EXTENSIVE – Surgery, extractions :
max. dental limit applies
ADVANCED – Surgery, extractions :
PREMIUM – Surgery, extractions :
Inclusion of an occlusal splint
SHORT – Inclusion of an occlusal splint :
BASIC – Inclusion of an occlusal splint :
EXTENSIVE – Inclusion of an occlusal splint :
Max. dental limit applies
ADVANCED – Inclusion of an occlusal splint :
PREMIUM – Inclusion of an occlusal splint :
Accidental dental treatment
SHORT – Accidental dental treatment :
BASIC – Accidental dental treatment :
EXTENSIVE – Accidental dental treatment :
max. dental limit applies
ADVANCED – Accidental dental treatment :
PREMIUM – Accidental dental treatment :
Major dental services (following benefits)
SHORT – Major dental services (following benefits) :
BASIC – Major dental services (following benefits) :
EXTENSIVE – Major dental services (following benefits) :
ADVANCED – Major dental services (following benefits) :
Reimbursement
for the following
benefits up to
€2,000
for the following
benefits up to
€2,000
PREMIUM – Major dental services (following benefits) :
Reimbursement
for the following
benefits up to
€5,000
for the following
benefits up to
€5,000
Dentures
SHORT – Dentures :
BASIC – Dentures :
EXTENSIVE – Dentures :
ADVANCED – Dentures :
PREMIUM – Dentures :
Implants
SHORT – Implants :
BASIC – Implants :
EXTENSIVE – Implants :
ADVANCED – Implants :
PREMIUM – Implants :
Orthodontic
SHORT – Orthodontic :
BASIC – Orthodontic :
EXTENSIVE – Orthodontic :
ADVANCED – Orthodontic :
PREMIUM – Orthodontic :
Dental laboratory work
SHORT – Dental laboratory work :
BASIC – Dental laboratory work :
EXTENSIVE – Dental laboratory work :
ADVANCED – Dental laboratory work :
PREMIUM – Dental laboratory work :
Treatment plan
SHORT – Treatment plan :
BASIC – Treatment plan :
EXTENSIVE – Treatment plan :
ADVANCED – Treatment plan :
PREMIUM – Treatment plan :
Medical Assistance
24h phone and e-mail service with counsellors
SHORT – 24h phone and e-mail service with counsellors :
BASIC – 24h phone and e-mail service with counsellors :
EXTENSIVE – 24h phone and e-mail service with counsellors :
ADVANCED – 24h phone and e-mail service with counsellors :
PREMIUM – 24h phone and e-mail service with counsellors :
Medical evacuation
SHORT – Medical evacuation :
BASIC – Medical evacuation :
EXTENSIVE – Medical evacuation :
ADVANCED – Medical evacuation :
PREMIUM – Medical evacuation :
Info on medical infrastructure
SHORT – Info on medical infrastructure :
BASIC – Info on medical infrastructure :
EXTENSIVE – Info on medical infrastructure :
ADVANCED – Info on medical infrastructure :
PREMIUM – Info on medical infrastructure :
Guarantee of payment
SHORT – Guarantee of payment :
BASIC – Guarantee of payment :
EXTENSIVE – Guarantee of payment :
ADVANCED – Guarantee of payment :
PREMIUM – Guarantee of payment :
Return of mortal remains
SHORT – Return of mortal remains :
€2,500
BASIC – Return of mortal remains :
€2,500
EXTENSIVE – Return of mortal remains :
€5,000
ADVANCED – Return of mortal remains :
€10,000
PREMIUM – Return of mortal remains :
€25,000
Additional appropriate medical support (information on the nature, possible causes and possible Treatment of an illness)
SHORT – Additional appropriate medical support (information on the nature, possible causes and possible Treatment of an illness) :
BASIC – Additional appropriate medical support (information on the nature, possible causes and possible Treatment of an illness) :
EXTENSIVE – Additional appropriate medical support (information on the nature, possible causes and possible Treatment of an illness) :
ADVANCED – Additional appropriate medical support (information on the nature, possible causes and possible Treatment of an illness) :
PREMIUM – Additional appropriate medical support (information on the nature, possible causes and possible Treatment of an illness) :
Online services
SHORT – Online services :
BASIC – Online services :
EXTENSIVE – Online services :
ADVANCED – Online services :
PREMIUM – Online services :
Additional Assistance
Family visit
SHORT – Family visit :
BASIC – Family visit :
EXTENSIVE – Family visit :
ADVANCED – Family visit :
€1,500
PREMIUM – Family visit :
€3,000
Return to country of residence
SHORT – Return to country of residence :
BASIC – Return to country of residence :
EXTENSIVE – Return to country of residence :
ADVANCED – Return to country of residence :
€1,500
PREMIUM – Return to country of residence :
€3,000
Delayed return trip
SHORT – Delayed return trip :
BASIC – Delayed return trip :
EXTENSIVE – Delayed return trip :
ADVANCED – Delayed return trip :
€1,000
PREMIUM – Delayed return trip :
€2,000
Getting hold of and shipping vital Medication
SHORT – Getting hold of and shipping vital Medication :
BASIC – Getting hold of and shipping vital Medication :
EXTENSIVE – Getting hold of and shipping vital Medication :
ADVANCED – Getting hold of and shipping vital Medication :
PREMIUM – Getting hold of and shipping vital Medication :
Return transport or care for children
SHORT – Return transport or care for children :
BASIC – Return transport or care for children :
EXTENSIVE – Return transport or care for children :
ADVANCED – Return transport or care for children :
PREMIUM – Return transport or care for children :
Help for legal difficulties
SHORT – Help for legal difficulties :
BASIC – Help for legal difficulties :
EXTENSIVE – Help for legal difficulties :
ADVANCED – Help for legal difficulties :
PREMIUM – Help for legal difficulties :
Help with psychological problems possibly caused by the stay abroad
SHORT – Help with psychological problems possibly caused by the stay abroad :
BASIC – Help with psychological problems possibly caused by the stay abroad :
EXTENSIVE – Help with psychological problems possibly caused by the stay abroad :
ADVANCED – Help with psychological problems possibly caused by the stay abroad :
Psychological and therapeutic help by telephone; up to 3 calls
PREMIUM – Help with psychological problems possibly caused by the stay abroad :
Psychological and therapeutic help by telephone; up to 5 calls
Telemedicine
SHORT – Telemedicine :
BASIC – Telemedicine :
EXTENSIVE – Telemedicine :
ADVANCED – Telemedicine :
PREMIUM – Telemedicine :
Annual limit, for all benefits listed above
Max annual limit
SHORT – Max annual limit :
€ 500,000
BASIC – Max annual limit :
€ 1,500,000
EXTENSIVE – Max annual limit :
€ 3,000,000
ADVANCED – Max annual limit :
unlimited
PREMIUM – Max annual limit :
unlimited
Included
Not included
Additional information
Journey
SHORT
Inpatient treatment
Accommodation
✓
Consultations
✓
Hospital charges
✓
Surgery and anaesthetics
✓
Drugs and dressings
✓
Physiotherapy and therapies
✓
Therapeutic aids and appliances
✓ life-saving measure only
Congenital conditions
Cancer treatment
✓
Prophylactic mastectomy surgery
Dialysis
Bone marrow, organ transplants
Parent accommodation during inpatient Treatment of a minor child
✓
Nursing care at home
Substitute Hospital Cash Plan Benefit
Follow-up rehabilitation
14 days
after written pre-approval
Hospice
Day care
✓
Transport to the nearest hospital
✓
Inpatient dental treatment
Emergency dental treatment
Outpatient treatment
Max outpatient limit
€2,000
Consultations
80%
max. outpatient limit applies
Outpatient surgery
Cancer treatment
€10,000
Alternative medicine
Speech therapy
Drugs and dressings
80%
max. outpatient limit applies
Over-the-counter drugs
Physiotherapy
Therapies
Therapeutic aids and appliances
Wigs and prosthetic bras following Cancer Treatment
Podiatry
Transport to the nearest hospital
✓
Infertility treatment
Mental health and wellbeing
Inpatient Treatment
Psychiatric treatment
Inpatient psychotherapy
Outpatient Treatment
Psychiatric treatment
Outpatient psychotherapy
Health checks
Vaccinations
Nutritional consultation
Maternity
Inpatient treatment
Maternity care
Complications (pregnancy and childbirth)
Nursing care at home
Newborn care
Outpatient Treatment
Maternity care
Complications (pregnancy and childbirth)
Outpatient childbirth cash benefit
Vision and Dental
Vision aids
Max dental limit
Screenings
X-rays
Scale-and-polish cleaning
Treating oral mucosa and paradontium
Simple fillings
Surgery, extractions
Inclusion of an occlusal splint
Accidental dental treatment
Major dental services (following benefits)
Dentures
Implants
Orthodontic
Dental laboratory work
Treatment plan
Medical Assistance
24h phone and e-mail service with counsellors
✓
Medical evacuation
✓
Info on medical infrastructure
✓
Guarantee of payment
✓
Return of mortal remains
€2,500
Additional appropriate medical support (information on the nature, possible causes and possible Treatment of an illness)
✓
Online services
✓
Additional Assistance
Family visit
Return to country of residence
Delayed return trip
Getting hold of and shipping vital Medication
Return transport or care for children
Help for legal difficulties
Help with psychological problems possibly caused by the stay abroad
Telemedicine
✓
Annual limit, for all benefits listed above
Max annual limit
€ 500,000
Waiting periods (time you must wait after your insurance starts before certain benefits become covered) may apply. Please refer to the Special Conditions for full details. For example:
– 12 months for pregnancy and childbirth
– 10 months for psychiatric treatment, psychotherapy, and major dental services
STEP-BY-STEP application GUIDE
Your application in clear steps
We have designed our online application process to be simple, supportive and hassle‑free. In just a few easy steps, you can complete your application, upload the required documents directly through our portal, and get back to what matters most. We take care of the rest.
Get a quote & choose a plan
Answer a few quick questions. We’ll calculate your personalised quote and help you compare plans side by side so you can pick the one that fits your needs.
Apply to your plan
Submit your application directly online. It’s fast, secure, and only takes a few minutes. You can save it at any time to come back later.
We keep you posted
Your request is in good hands. Once your application is submitted, we’ll update you at every step so you always know where things stand.
FAQ: Everything you need to know about your health coverage
We answered our members’ most frequently asked questions regarding our coverage plans. If you don’t find the answer you’re looking for here, just reach out.
or you can pick a topic below that matches your questions.
Frequently asked questions
No information found
A new brand built on two stories
As we move forward on an exciting journey to unite our two former brands, Foyer Global Health and Globality Health, you may still come across documents, visuals, or materials carrying the previous names.
Our teams are carefully harmonising every detail to ensure our new brand Global Health carries the best of what each former brand stood for.
So if you spot a familiar logo or an older document, rest assured:
• It is part of the merge-in-progress.
• All services remain fully active and unchanged.
• Your experience and trust remain our top priority.
Thank you for your patience as we write this new chapter together. The transition takes time and we want to do it right.
Have a question?
Call or email us today to discuss your individual healthcare needs. We will be happy to help you find the plan that works best for you and your beloved ones.
Give us a call:
You can also reach us by email. We will get back to you as soon as possible.
Downloads
We value your time by ensuring your insurance information is always within reach. Easily find the documents you need below.
Special conditions
Journey
Brochure
Journey Short
Special Conditions
Journey Basic to Premium
Special Conditions
Journey
General Conditions
Journey
Scope of benefits