YouGenio®
The health coverage made for expats in Germany
A new brand built on two stories
As we move forward on an exciting journey to unite our two former brands, Global Health and Globality Health, you may still come across documents, visuals, or materials carrying the previous names.
Our teams are carefully harmonising every detail to ensure our new brand Global Health carries the best of what each former brand stood for.
So if you spot a familiar logo or an older document, rest assured:
It is part of the merge-in-progress.
All services remain fully active and unchanged.
Your experience and trust remain our top priority.
Thank you for your patience as we write this new chapter together. The transition takes time and we want to do it as right as possible.
Our plan levels
YouGenio® for Germany is available to German residents currently living in Germany or expats from other countries moving to Germany.
YouGenio® for Germany
PLUS
YouGenio® for Germany
TOP
Benefits
Deductibles for outpatient treatment
With or without optional deductible of:
€250 / $325 / £210
€500 / $650 / £420
€1,000 / $1,300 / £840
€250 / $325 / £210
€500 / $650 / £420
€1,000 / $1,300 / £840
With or without optional deductible of:
€250 / $325 / £210
€500 / $650 / £420
€1,000 / $1,300 / £840
€250 / $325 / £210
€500 / $650 / £420
€1,000 / $1,300 / £840
Inpatient treatment
Accommodation in a private or semi-private room
Medical treatment
Nursing care by qualified nursing staff as directed by a doctor
Additional costs for operating theatres, intensive care wards, laboratories
Surgery (including outpatient surgery instead of inpatient treatment)
Drugs and dressings
Therapies/physiotherapy, including massages
Therapeutic aids and appliances
€2,000 / $2,600 / £1,680
Medical treatment related to pregnancy and childbirth, services of a midwife or obstetric nurse in the hospital, but excluding screenings related to pregnancy
€ 5,000 / $ 6,500 /£4,200
Complications of pregnancy and childbirth
Newborn care
Outpatient childbirth
Chemotherapy, oncological drugs and treatment
€5,000 / $6,500 / £4,200
Transport to the nearest suitable hospital for initial treatment following an accident or an emergency
Bone marrow and organ transplants
Psychiatric treatment
Inpatient psychotherapy
Parent rooming-in during inpatient treatment of a child
(under the age of 18)
Nursing care at home and domestic help
7 days
14 days
Nursing care at home after childbirth, instead of a hospital stay
5 days
5 days
Substitute cash plan benefit for inpatient treatment
€50 / $65 / £42
€100 / $130 / £84
Inpatient follow-up rehabilitation
Hospice
7 weeks
Inpatient dental treatment
Emergency dental treatment
Outpatient treatment
Medical treatment
Chemotherapy, oncological drugs and treatment
Health checks
€500 / $650 / £420
€1,000 / $1,300 / £840
Vaccinations
€250 / $325 / £210
Maternity care and childbirth, services of a midwife or obstetric nurse
€2,000 / $2,600 / £1,680
Complications of pregnancy and childbirth
€4,000 / $5,200 / £3,360
Acupuncture (needle technique), homeopathy, osteopathy and chiropractic, including drugs and dressings
€500 / $650 / £420
€1,000 / $1,300 / £840
Speech therapy
Psychiatric treatment
Outpatient psychotherapy
Drugs and dressings
Therapies/physiotherapy, including massages
Therapeutic aids and appliances
€2,000 / $2,600 / £1'680
Wigs and prosthetic bras following cancer treatment
€300 / $390 / £252
€300 / $390 / £252
Nutritional consultations
€125 / $162.50 / £105
€250 / $325 / £210
Podiatry
€100 / $130 / £84
€200 / $260 / £168
Vision aids
€100 / $130 / £84
€200 / $260 / £168
Transport to the nearest hospital for initial treatment following an accident or an emergency
Infertility treatment
Dental treatment
Basic dental services
Screenings for early detection of disorders of the teeth, mouth and jaw
Dental treatment
X-rays
Scale-and-polish cleaning
Treating oral mucosa and paradontium
Simple fillings related to cavity
Surgery, extractions, root-canal treatment
Inclusion of an occlusal splint
Accidental dental treatment
Major dental services
Reimbursement for the following benefits up to €2,000 / $2,600 / £1,680
Reimbursement for the following benefits up to €5,000 / $6,500 / £4,200
Dentures (for example, prostheses, bridges and crowns, inlays, onlays)
Implantological services
Orthodontic treatment (up to age 18)
Dental laboratory work and materials
Treatment plan
Medical assistance
24h phone and email service with specialists
Medical evacuation and repatriation
Information on medical infrastructure
Support and information by our medical service
Assumption of costs guarantee
(preparation for a stay in hospital)
Organizational support in case of bereavement, share of repatriation costs
up to €5,000/ $6,500 / £4,200*
up to €10,000/ $13,000 / £8,400*
Additional information on the nature, possible causes and possible treatment of an illness
Online services
Additional assistance
Additional support
Organising visits to the patient
€1,500 / $1,950 / £1,260
€3,000 / $3,900 / £2,520
Procurement and shipping of vital medication
Organising return transport or care for children
Help with psychological problems possibly caused by the stay abroad
Document depot (safe custody, help in obtaining replacements)
Organising help in the event of legal difficulties
Procurement of intercultural training
Included
Not included
Additional information
YouGenio® for Germany
PLUS
Benefits
Deductibles for outpatient treatment
With or without optional deductible of:
€250 / $325 / £210
€500 / $650 / £420
€1,000 / $1,300 / £840
Inpatient treatment
Accommodation in a private or semi-private room
✓
Medical treatment
✓
Nursing care by qualified nursing staff as directed by a doctor
✓
Additional costs for operating theatres, intensive care wards, laboratories
✓
Surgery (including outpatient surgery instead of inpatient treatment)
✓
Drugs and dressings
✓
Therapies/physiotherapy, including massages
✓
Therapeutic aids and appliances
€2,000 / $2,600 / £1,680 ⓘ
Medical treatment related to pregnancy and childbirth, services of a midwife or obstetric nurse in the hospital, but excluding screenings related to pregnancy
€ 5,000 / $ 6,500 /£4,200 ⓘ
Complications of pregnancy and childbirth
✓
Newborn care
✓
Outpatient childbirth
✓ ⓘ
Chemotherapy, oncological drugs and treatment
€5,000 / $6,500 / £4,200 ⓘ
Transport to the nearest suitable hospital for initial treatment following an accident or an emergency
✓
Bone marrow and organ transplants
✓ ⓘ
Psychiatric treatment
✓ ⓘ
Inpatient psychotherapy
✓ ⓘ
Parent rooming-in during inpatient treatment of a child
(under the age of 18)
✓
Nursing care at home and domestic help
7 days
Nursing care at home after childbirth, instead of a hospital stay
5 days ⓘ
Substitute cash plan benefit for inpatient treatment
€50 / $65 / £42 ⓘ
Inpatient follow-up rehabilitation
✓ ⓘ
Hospice
Inpatient dental treatment
✓
Emergency dental treatment
✓
Outpatient treatment
Medical treatment
✓
Chemotherapy, oncological drugs and treatment
✓
Health checks
€500 / $650 / £420 ⓘ
Vaccinations
€250 / $325 / £210 ⓘ
Maternity care and childbirth, services of a midwife or obstetric nurse
€2,000 / $2,600 / £1,680 ⓘ
Complications of pregnancy and childbirth
€4,000 / $5,200 / £3,360 ⓘ
Acupuncture (needle technique), homeopathy, osteopathy and chiropractic, including drugs and dressings
€500 / $650 / £420 ⓘ
Speech therapy
✓ ⓘ
Psychiatric treatment
✓ ⓘ
Outpatient psychotherapy
✓ ⓘ
Drugs and dressings
✓
Therapies/physiotherapy, including massages
✓
Therapeutic aids and appliances
€2,000 / $2,600 / £1'680 ⓘ
Wigs and prosthetic bras following cancer treatment
€300 / $390 / £252 ⓘ
Nutritional consultations
€125 / $162.50 / £105 ⓘ
Podiatry
€100 / $130 / £84 ⓘ
Vision aids
€100 / $130 / £84
ⓘ
Transport to the nearest hospital for initial treatment following an accident or an emergency
✓
Infertility treatment
✓ ⓘ
Dental treatment
Basic dental services
Screenings for early detection of disorders of the teeth, mouth and jaw
✓
Dental treatment
✓ ⓘ
X-rays
✓
Scale-and-polish cleaning
✓
Treating oral mucosa and paradontium
✓
Simple fillings related to cavity
✓
Surgery, extractions, root-canal treatment
✓
Inclusion of an occlusal splint
✓
Accidental dental treatment
✓
Major dental services
Reimbursement for the following benefits up to €2,000 / $2,600 / £1,680 ⓘ
Dentures (for example, prostheses, bridges and crowns, inlays, onlays)
✓
Implantological services
✓ ⓘ
Orthodontic treatment (up to age 18)
✓
Dental laboratory work and materials
✓
Treatment plan
✓
Medical assistance
24h phone and email service with specialists
✓
Medical evacuation and repatriation
✓
Information on medical infrastructure
✓
Support and information by our medical service
✓
Assumption of costs guarantee
(preparation for a stay in hospital)
✓
Organizational support in case of bereavement, share of repatriation costs
up to €5,000/ $6,500 / £4,200*
Additional information on the nature, possible causes and possible treatment of an illness
✓
Online services
✓
Additional assistance
Additional support
✓
Organising visits to the patient
€1,500 / $1,950 / £1,260 ⓘ
Procurement and shipping of vital medication
✓
Organising return transport or care for children
Help with psychological problems possibly caused by the stay abroad
✓ ⓘ
Document depot (safe custody, help in obtaining replacements)
Organising help in the event of legal difficulties
Procurement of intercultural training
Have a question?
Call or email us today to discuss your individual healthcare needs. We will be happy to help you find the plan that works best for you and your beloved ones.
Give us a call:
+352 270 444 1002
You can also reach us by email. We will get back to you as soon as possible.
Special conditions
YouGenio® for Germany
Brochure
YouGenio® for Germany
General Conditions